Some of the major causes of poverty are lack of education,bad luck,lack of proficiency in English,and:

A) racial and gender discrimination.
B) geographic region.
C) differences in religious preference.
D) government restrictions.

Lack Of Education

The state of being deprived of the knowledge, skills, and attitudes needed to achieve personal and societal development.

Proficiency In English

The ability to use the English language skillfully, including reading, writing, listening, and speaking, often measured through standardized tests or certifications.

Racial Discrimination

Unfair treatment of individuals based on their race or ethnicity, often manifested in economic, social, and legal exclusions or disadvantages.