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The National Association of Insurance Commissioners (NAIC) Managed Care Plan Network Adequacy Model Act defines specific adequacy and accessibility standards that health plans must meet. In addition, the Model Act requires health plans to


A) Hold plan members responsible for unreimbursed charges or unpaid claims
B) Allow providers to develop their own standards of care
C) Adhere to specified disclosure requirements related to provider contract termination
D) File written access plans and sample contracts with the Centers for Medicaid and Medicare Services (CMS)

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The Aegean Health Plan delegated its utilization management (UM) program to the Silhouette IPA. Silhouette, in turn, transferred authority for case management to Brandon Health Services. In this situation, Brandon is best described as the


A) delegator, and Aegean is ultimately responsible for Brandon's performance
B) delegator, and Silhouette is ultimately responsible for Brandon's performance
C) subdelegate, and Aegean is ultimately responsible for Brandon's performance
D) subdelegate, and Silhouette is ultimately responsible for Brandon's performance

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The following statement(s) can correctly be made about contracting and reimbursement of specialty care physicians (SCPs) :


A) Typically, a health plan should attempt to control utilization of SCPs before attempting to place these providers under a capitation arrangement.
B) Forms of specialty physician reimbursement used by health plans include a retainer and a bundled case rate.
C) Both A and B
D) A only
E) B only
F) Neither A nor B

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The method that the Autumn Health Plan uses for reimbursing dermatologists in its provider network involves paying them out of a fixed pool of funds that is actuarially determined for this specialty. The amount of funds that Autumn allocates to dermatologists is based on utilization and costs of services for that discipline. Under this reimbursement method, a dermatologist who is under contract to Autumn accumulates one point for each new referral made to the specialist by Autumn's PCPs. If the referral is classified as complicated, then the dermatologist receives 1.5 points. The value of Autumn's dermatology services fund for the first quarter was $15,000. During the quarter, Autumn's PCPs made 90 referrals, and 20 of these referrals were classified as complicated. In determining the first quarter payment to dermatologists, Autumn would accurately calculate the value of each referral point to be


A) $111.11
B) $125.00
C) $150.00
D) $166.67

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From the following answer choices, choose the term that best matches the description. An integrated delivery system (IDS) , which controls most providers in a particular specialty, agrees to provide that specialty service to a health plan only on the condition that the health plan agree to contract with the IDS for other services.


A) Group boycott
B) Horizontal division of territories
C) Tying arrangements
D) Concerted refusal to admit

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Medicaid beneficiaries pose a challenge for health plans attempting to establish Medicaid provider networks. Compared to membership in commercial health plans, Medicaid enrollees typically


A) Require access to greater numbers of obstetricians and pediatricians
B) Have stronger relationships with primary care providers
C) Are less reliant on emergency rooms as a source of first-line care
D) Need fewer support and ancillary services

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One reason that an health plan would want to use the actual acquisition cost (AAC) pricing system to calculate its drug costs is that, of the systems commonly used to calculate drug costs, the AAC system


A) Provides the lowest level of cost for the health plan
B) Most closely represents what pharmacies are actually charged for prescription drugs
C) Offers the best control over multiple-source pharmaceutical products
D) Is the least expensive pricing system for the health plan to implement

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The Adobe Health Plan complies with all of the provisions of the Newborns' and Mothers' Health Protection Act (NMHPA) of 1996. Kristen Netzger, an Adobe enrollee, was hospitalized for a cesarean delivery. Amy Davis, also an Adobe enrollee, was hospitalized for a normal delivery. From the following answer choices, select the response that indicates the minimum length of time for which Adobe, under NMHPA, most likely must provide benefits for the hospitalizations of Ms. Netzger and Ms. Davis.


A) Ms. Netzger = 48 hours Ms. Davis = 48 hours
B) Ms. Netzger = 72 hours Ms. Davis = 72 hours
C) Ms. Netzger = 96 hours

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Factors that are likely to indicate increased health plan market maturity include:


A) Increased consolidation among health plans.
B) Increased rate of growth in health plan premium levels.
C) Areduction in the market penetration of HMO and point-of-service (POS) products.
D) Areduction in the frequency of performance-based reimbursement of providers.

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The Blanchette Health Plan uses a method of claims submission that allows its providers to submit claims directly to Blanchette through a computer application-to-application exchange of claims using a standard data format. This information indicates that Blanchette allows its providers to submit claims using technology known as


A) Telemedicine
B) An electronic referral system
C) Electronic data interchange
D) Encounter reporting

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Some jurisdictions have enacted corporate practice of medicine laws. One effect that corporate practice of medicine laws have had on HMO provider networks is that these laws typically


A) require incorporated HMOs to practice medicine through licensed employees
B) require HMOs to form exclusive contracts with physician groups who agree to dedicate all or most of their practices to HMO patients in return for a set payment or revenue-sharing
C) restrict the ability of staff model HMOs to hire physicians directly, unless the physicians own the HMO
D) encourage incorporated HMOs to obtain profits from their provisions of physician professional services

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The Argyle Health Plan has contracted to obtain the services of the providers in the Column Medical Group, a faculty practice plan (FPP) . The following statement(s) can correctly be made about this contract:


A) Column most likely contracted with the legal group representing the FPP rather than with the individual physicians within the FPP.
B) Column most likely will provide only highly specialized care to Argyle's plan members.
C) Both A and B
D) A only
E) B only
F) Neither A nor B

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With respect to contractual provisions related to provider-patient communications, nonsolicitation clauses prohibit providers from


A) Encouraging patients to switch from one health plan to another
B) Disclosing confidential information about the health plan's reimbursement structure
C) Dispersing confidential financial information regarding the health plan
D) Discussing alternative treatment plans with patients

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If a third party is responsible for injuries to a plan member of the Hope Health Plan, then Hope has a contractual right to file a claim for the resulting healthcare costs against the third party. This contractual right to recovery from the third party is known as


A) Subrogation
B) Partial capitation
C) Coordination of benefits
D) Aremedy provision

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Lakesha Frazier, a member of a health plan in a rural area, had been experiencing heart palpitations and shortness of breath. Ms. Frazier's primary care provider (PCP) referred her to a local hospital for an electrocardiogram. The results of the electrocardiogram were transmitted for diagnosis via high-speed data transmission to a heart specialist in a city 500 miles away. This information indicates that the results of Ms. Frazier's electrocardiogram were transmitted using a communications system known as


A) Anarrow network
B) An integrated healthcare delivery system
C) Telemedicine
D) Customized networking

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The provider contract that Dr. Ted Dionne has with the Optimal Health Plan includes an arrangement that requires Dr. Dionne to notify Optimal if he contracts with another health plan at a rate that is lower than the rate offered to Optimal. Dr. Dionne must also offer this lower rate to Optimal. This information indicates that the provider contract includes a:


A) Most-favored-nation arrangement
B) Warranty arrangement
C) Locum tenens arrangement
D) Nesting arrangement

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If a member of the Green Health Plan reasonably believes that a provider in Green's provider network was acting as Green's employee or agent while providing negligent care, then the member may have cause to bring action against the health plan. This legal concept is known as vicarious liability. Steps that Green can take to reduce its exposure to vicarious liability claims include:


A) Placing restrictions on provider-member communication involving treatment decisions.
B) Implementing risk management and quality assurance programs for its provider network.
C) Including in its provider agreements and marketing and membership literature a statement that members of the Green provider network are not independent contractors.
D) All of the above.

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The following statements are about some of the issues surrounding the contractual responsibilities of health plans. Select the answer choice containing the correct statement.


A) Typically, health plans are required to pay completed claims within 10 days of submission. 26
B) Health plans typically are prohibited from examining the financial soundness of a self-funded employer plan that relies on the health plan to pay providers for services received by the plan's members.
C) Patient delivery is one of the most significant factors that health plans consider when determining whether provider services should be reimbursed on a capitated or fee-for-service (FFS) basis.
D) Health plans require all providers to agree to an exclusive provider contract.

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The following statements are about fee-for-service (FFS) payment systems. Select the answer choice containing the correct statement:


A) A discounted fee-for-service (DFFS) system is usually easier for a health plan to administer than is a fee schedule system.
B) A case rate payment system offers providers an incentive to take an active role in managing cost and utilization.
C) One reason that health plans use a relative value scale (RVS) payment system is that RVS values for cognitive services have traditionally been higher than the values for procedural services.
D) One reason that health plans use a resource-based relative value scale (RBRVS) is that this system includes weighted unit values for all types of procedures.

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The provider contracts that the Indigo Health Plan has with its providers include a clause which states that Indigo's denial of payment for a certain medical procedure does not constitute a medical opinion and is not intended to interfere with the provider-patient relationship. This information indicates that Indigo's provider contracts include:


A) A business confidentiality clause.
B) A scope of services clause.
C) An informed refusal clause.
D) An exculpation clause.

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