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By prescribing minimum medical loss ratios in health plans, the ACA will limit the percentage of premium revenue a health plan can use for administration, marketing, and profits.

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What is the purpose of risk sharing with providers?


A) It makes providers immune to costs
B) It makes providers cost conscious
C) It rewards providers for quality
D) It keeps insurance premiums low

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All MCOs are now required to be accredited by the National Committee for Quality Assurance.

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How does risk adjustment affect payments to managed care plans?


A) Risk adjustment shifts risk from the payer to the MCO
B) Risk adjustment takes into account the enrollees' health status
C) Risk adjustment provides an incentive for improving quality
D) Risk adjustment reduces out-of-pocket costs for the enrollees

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Who employs the physicians in the group practice model?


A) The HMO
B) The group practice
C) The IPA
D) The PPO

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The majority of Medicaid beneficiaries and enrollees in Medicare Advantage plans receive health care services through HMOs.

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True

Review of overutilization or underutilization is undertaken as part of


A) concurrent utilization review
B) retrospective utilization review
C) prospective utilization review
D) case management

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PPOs differentiated themselves by offering _____ option to enrollees.


A) point of service
B) no out-of-pocket payment
C) open-panel
D) discount

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A managed care organization functions like


A) a provider
B) an insurer
C) a regulator
D) a financier

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In the 1990s, managed care was widely credited for enabling small employers to offer health insurance coverage to their employees.

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Regional health systems are often


A) horizontally integrated
B) vertically integrated
C) formed into virtual organizations
D) formed into alliances

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Research shows that quality of care has declined as managed care has continued to grow.

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A hybrid between an HMO and a PPO.


A) Point-of-service plans
B) Mixed model HMO
C) IPA
D) Exclusive provider plans

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PPOs were created by ____ in response to HMOs' growing market share.


A) physicians
B) insurance companies
C) hospitals
D) independent contractors

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B

Which type of MCO has achieved the greatest success in employment-based enrollment?


A) HMOs
B) PPOs
C) POS plans
D) Exclusive provider plans

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Under a payment arrangement in which physicians are paid a fixed salary and performance-based bonuses, risk is shifted from the MCO to the physicians.

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What payment method is used in Primary Care Case Management to reimburse physicians?


A) Capitation
B) Discounted fees
C) Fee for service
D) Salaries

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One goal of ______ in pharmaceutical management is to change physicians' future prescribing habits if necessary.


A) concurrent utilization review
B) retrospective utilization review
C) prospective utilization review
D) case management

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B

In which HMO model is the choice of physicians likely to be most restricted?


A) Staff model
B) Group model
C) Network model
D) IPA model

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Cost-effective management of care for patients who have complex medical conditions.


A) Case management
B) Gatekeeping
C) Utilization management
D) Managed care

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